Money 20/20

Money 20/20
Name	Money 20/20
Industry	Financial technology
Founded	2012
Headquarters	Las Vegas, Nevada
Area served	Global

Money 20/20

Money 20/20 is a global series of financial technology conferences founded in 2012 that convenes professionals from banking, payments, start-ups, and technology to discuss innovation, regulation, and investment. The event brings together executives, entrepreneurs, investors, and regulators from institutions such as JPMorgan Chase, Goldman Sachs, Visa Inc., Mastercard, and PayPal Holdings alongside start-ups backed by firms like Sequoia Capital, Andreessen Horowitz, and Accel Partners. Attendees often include representatives of central banks and regulatory bodies like the Federal Reserve System, European Central Bank, and Financial Conduct Authority as well as technology companies such as Apple Inc., Google LLC, Amazon (company), Microsoft.

Overview

Money 20/20 positions itself as a marketplace for connections between incumbents and innovators in finance, attracting delegations from banks such as Citigroup, Bank of America, HSBC, and Deutsche Bank; payments firms including Square, Inc., Stripe (company), Adyen NV, and Worldpay; blockchain and crypto firms like Coinbase Global, Inc., Ripple Labs, BitPay, and Binance (company); and venture capitalists from Kleiner Perkins, Benchmark (firm), and Bessemer Venture Partners. The conference includes exhibitions, keynote addresses, panel sessions, and networking events featuring participants from technology conglomerates such as IBM, Intel, NVIDIA, and Oracle Corporation as well as consulting firms like McKinsey & Company, Boston Consulting Group, and Deloitte. Large corporate sponsors have included American Express, Samsung Electronics, LG Electronics, and Huawei Technologies.

History

Money 20/20 was launched by founders with backgrounds in event production and finance, building on precedents set by trade shows like Finovate, Sibos, and MoneyConf. Early editions attracted executives from Bear Stearns and Merrill Lynch as well as payments pioneers connected to Visa Europe and Mastercard Worldwide. Over time the conference expanded internationally with editions in cities associated with financial hubs including Las Vegas, Amsterdam, Singapore, Shenzhen, and Beijing. As fintech matured, speakers and attendees included figures associated with landmark events and initiatives such as Libor scandal, Dodd–Frank Wall Street Reform and Consumer Protection Act, PSD2, and projects linked to SWIFT and RippleNet.

Conferences and Events

Money 20/20 events have featured stages and tracks named for topical clusters similar to those at Web Summit, SXSW, and Mobile World Congress. Venues have included convention centers like Mandalay Bay Convention Center, RAI Amsterdam, Marina Bay Sands, and Hong Kong Convention and Exhibition Centre. The conference timing often aligns with industry calendars alongside gatherings like Consensus (conference), Sibos, FinTech Festival, and Paris Fintech Forum. Ancillary activities include hackathons reminiscent of ETHGlobal and pitch competitions akin to those at TechCrunch Disrupt and Y Combinator demo days, with awards and recognitions comparable to Forbes Fintech 50 lists.

Topics and Themes

Sessions commonly address payments infrastructure involving ACH Network, SEPA, CHAPS, and institutions like Clearing House (New York); card networks such as Discover Financial Services; digital wallets from Google Pay and Apple Pay; and emerging rails from FedNow Service and RippleNet. Other frequent themes include cryptocurrency and blockchain technologies linked to Bitcoin, Ethereum, Proof of Stake, and projects from Consensys; regulatory compliance involving Know Your Customer, Anti-Money Laundering frameworks, and agencies such as the Financial Crimes Enforcement Network; embedded finance models utilized by Shopify and Square; and artificial intelligence applications from labs like OpenAI and research groups at MIT Media Lab and Stanford Artificial Intelligence Laboratory. Discussions often reference investment vehicles and markets including Nasdaq, New York Stock Exchange, London Stock Exchange, and asset managers like BlackRock and Vanguard Group.

Notable Speakers and Exhibitors

High-profile keynote speakers have included executives from JPMorgan Chase & Co. and Goldman Sachs Group, Inc., technology leaders from Apple Inc. and Google LLC, crypto founders associated with Coinbase Global, Inc. and Ethereum Foundation, and policymakers from institutions like the Bank of England, European Commission, and International Monetary Fund. Exhibitors have ranged from legacy processors such as Fiserv and FIS (company) to challenger banks like Revolut, N26, Monzo and peer-to-peer platforms connected to LendingClub and Funding Circle. Venture-backed start-ups showcased alongside corporate innovation labs from Samsung NEXT, Barclays Rise, and HSBC Innovation Banking.

Impact and Criticism

Proponents argue the events accelerate partnerships among firms like Stripe (company), Adyen NV, and Plaid and help shape product roadmaps at PayPal Holdings and Square, Inc. Critics contend that large conferences mirror debates about trade shows such as CES and Dreamforce, highlighting concerns over commercialization, disproportionate vendor representation, and the environmental footprint associated with travel to hubs like Las Vegas and Amsterdam Schiphol Airport. Regulatory observers compare discourse at the conference to policy dialogues at International Monetary Fund meetings and World Economic Forum summits while civil society groups reference issues raised in hearings before bodies like the U.S. Congress and European Parliament regarding data privacy, competition, and systemic risk.

Category:Financial technology conferences