Money20/20

Money20/20
Name	Money20/20
Genre	Financial services conference
Frequency	Annual
Founded	2012
Founders	Michael Miebach, Anil Aggarwal
Country	International

Money20/20

Money20/20 is an international series of conferences and trade events focused on financial services, payments, banking technology, fintech, and regulatory trends. The gatherings attract executives, startups, investors, regulators, and vendors from across the payments, banking, and technology sectors. Events emphasize networking, product launches, panels, and exhibitions that connect legacy institutions with emerging companies and capital providers.

Overview

The event brings together leaders from Visa, Mastercard, American Express, JPMorgan Chase, Goldman Sachs, Morgan Stanley, Citigroup, Bank of America, Wells Fargo, PayPal, Stripe, Square (company), Adyen, Worldpay, Fiserv, FIS (company), Intuit, Shopify, Amazon (company), Google, Apple Inc., Microsoft, Facebook, Alibaba Group, Ant Group, Tencent, Samsung Electronics, Nokia, Intel, ARM Holdings, IBM, Oracle Corporation, SAP SE, Salesforce, Accenture, Deloitte, KPMG, PwC, Ernst & Young, McKinsey & Company, Bain & Company, The Boston Consulting Group, SoftBank, Sequoia Capital, Andreessen Horowitz, Kleiner Perkins, Benchmark (venture capital) and representatives from central banks and regulators such as the Federal Reserve System, European Central Bank, Bank of England, Monetary Authority of Singapore, People's Bank of China, Reserve Bank of India, Bank of Japan and multilateral institutions like the International Monetary Fund and the World Bank. Panels feature executives, founders, policy makers, legal advisors and technology officers discussing payments rails, tokenization, open banking, cryptocurrencies, stablecoins, central bank digital currencies, fraud prevention, identity verification, and cross-border remittances.

History and Development

Founded in 2012, the conference series grew alongside major shifts in payments and fintech driven by companies such as Stripe, Square (company), PayPal, Ant Group, and Adyen. Early editions featured participants from legacy banks including HSBC, Barclays, Deutsche Bank, BNP Paribas, Santander, UBS, Credit Suisse, Mizuho Financial Group, Nomura Holdings, Standard Chartered, ING Group, Rabobank, UniCredit, and technology firms like eBay, Yahoo!, Payoneer. Growth was spurred by venture capital interest from firms such as Sequoia Capital, Andreessen Horowitz, Battery Ventures and by regulatory developments including directives and frameworks from the European Commission and agencies like the Consumer Financial Protection Bureau. Over time the event expanded from a single annual conference to a global calendar with editions in regions hosting fintech hubs such as Las Vegas, Amsterdam, Beijing, Singapore, Dubai, Sydney, London, San Francisco, and Seoul.

Events and Conferences

Programming typically includes keynote speeches, roundtables, hackathons, pitch competitions and expo floors. Keynotes have historically drawn executives from Visa, Mastercard, PayPal, Stripe, Amazon (company), Google, Apple Inc., and leaders from startup unicorns such as Revolut, N26, Chime (company), SoFi, Robinhood Markets, TransferWise (now Wise (company)), Klarna, Affirm (company), Plaid (company), Marqeta, Onfido, Synapse (company), Root Insurance, and Brex. Panels also feature regulators and policy experts from the Financial Conduct Authority, Office of the Comptroller of the Currency, Securities and Exchange Commission, European Banking Authority, and central banks. The expo attracts vendors offering core banking systems, card issuers, acquirers, merchant services, point-of-sale providers, digital identity vendors, blockchain consortia such as R3 (company), Hyperledger, Ethereum Foundation and infrastructure providers like Chainlink, Circle (company), Blockstream, BitPay, Coinbase Global, Inc..

Products and Services

Exhibitors promote payment gateways, fraud detection platforms, APIs, card issuing, acquiring services, remittance networks, buy-now-pay-later platforms, wealthtech and regtech solutions. Notable product categories include digital wallets pioneered by Apple Inc. and Google, tokenization services used by Visa and Mastercard, open banking APIs championed by Plaid (company) and TrueLayer, crypto custody from firms such as Coinbase Global, Inc. and BitGo, CBDC pilots presented by central banks like the People's Bank of China and technology partners including IBM and Consensys. Banking-as-a-Service offerings from fintech platforms and cloud infrastructure from Amazon Web Services, Microsoft Azure, Google Cloud Platform are commonly showcased. Venture arms and accelerators from Ant Group, SoftBank Vision Fund, 500 Startups, Y Combinator, Plug and Play Tech Center often use the events to scout startups.

Industry Impact and Criticism

The conferences have been credited with accelerating partnerships among legacy banks, fintechs, card networks, and tech companies, influencing collaborations with firms like Mastercard, Visa, JPMorgan Chase, Goldman Sachs, PayPal, Stripe, Adyen, Revolut, Chime (company), and Klarna. Critics have raised concerns about costs, commercialization, corporate representation skewed toward incumbents such as the Big Four and major banks, and the balance of startup visibility versus sponsor-driven programming. Environmental impact and carbon footprint of large gatherings in cities like Las Vegas and Singapore have been questioned, and debates involve regulators from the European Central Bank, Financial Conduct Authority and the Bank of England over policy signaling at commercial events. Security and data privacy discussions reference standards from bodies like ISO, OpenID Foundation, FIDO Alliance and concerns tied to crypto firms such as Mt. Gox and Bitfinex histories.

Ownership and Organization

The event series has been organized by a commercial events company with executive teams drawing talent from media, conference production and corporate sponsorship functions, partnering with trade associations and industry groups such as the Electronic Transactions Association, European Payments Council, Association for Financial Professionals, International Association of Credit Portfolio Managers and academic centers at institutions like Harvard University, Stanford University, Massachusetts Institute of Technology, University of Oxford, London School of Economics, INSEAD for thought leadership programming. Organizers coordinate with local chambers of commerce, tourism boards and convention centers in host cities including Amsterdam, Las Vegas, Singapore, Dubai, Beijing and Seoul.

Category:Financial conferences